Archive for August, 2007

Are You Kidding Me?

Friday, August 31st, 2007

I just got a mailing from a well known company who was attempting to solicit my business, and no, I won’t embarrass them by revealing their identity.

Here’s a direct quote from their marketing piece:

“According to a recent independent study, our search engine converts prospects to customers at a rate that is 57% higher than Google and 48% higher than Yahoo”

After reading this, my immediate response was, “Are you kidding me”?!

So let me ask you, do you have any ideas on why this is such an insane statement, and why it caused me to react the way I did?

For starters, more and more companies are using this “independent study” garbage.

In most cases, I’d be willing to be that there was no independent study done at all.

Rather than using all this mumbo-jumbo and crazy lingo, companies should just let us see comments from their happy customers.

This is known as “social proof” and it’s a whole lot more powerful (and believable) that telling us that you’ve done an independent study.

When I used to own the cleaning business, I always took photos of my happy clients, as well as - before and after photos of the work we did for them. I’d then ask the client to write about their experience with my company, in their own words.

I then used all of these materials when presenting my services to future prospects.

And let me tell you, that was some SERIOUS “social proof”! Those before and after photos always had a major WOW effect on anyone I showed them to.

There was no disputing the photos. They told the story for me.

And…

The photos allowed me to sell a whole lot more of my cleaning services (and at higher prices I might add).

Once I showed a prospective client the photos, they were sold. I hardly had to say a word.

Hmmmm.

There’s a great marketing lesson in there somewhere.

But let me get back on track here, because there’s a major point I want to make.

Let me remind you of the quote from the marketing piece.

Here it is:

“According to a recent independent study, our search engine converts prospects to customers at a rate that is 57% higher than Google and 48% higher than Yahoo”

Here’s what really irritates me about this comment.

These guys are trying to make us believe that their product (which is a pay-per-click search engine), will actually provide better results (and make more sales) than Google or Yahoo.

And that my friend, is a complete and utter lie.

If you’re not a very good marketer, and you don’t know how to position your product in a way that makes people beat a path to your door, with money in hand, ready to buy what you have to offer, it doesn’t matter where you put your ad.

It ain’t gonna work anywhere!

Not on Google, not on Yahoo, and not on this search engine (name withheld to protect the not so innocent) either.

As a small business owner, it’s up to you to position your product or service in a way that automatically attracts prospects to you, who already want what you have to offer.

The key words in that last sentence are “already want”.

By doing so, it virtually eliminates the need for cold calling or face-to-face selling.

You let your system do all the prospecting and selling for you… automatically.

This frees up your time to do the more enjoyable things in life, like spending time with your family or taking a vacation.

Kevin has been a massively successful home-based business owner and sought after expert since 2001. He specializes in systems that put your home-based business on auto-pilot. Get your complimentary copy of his special report “What 99.999% Of Stay At Home Moms Don′t Know, And Will Never Find Out About Making $5,000 To $10,000 A Month With Their Own Home-Based Business” by going to wahmsystem.com wahmsystem.com

Become an eBay Affiliate - Make Money Using the Editor Kit

Friday, August 31st, 2007

Many Internet Marketers are discovering the way to make a good steady income online is to become an eBay affiliate. There’s an easy way to do this. Anyone with a website and a little bit of know-how can be can eBay affiliate and make good money with this affiliate program. If you’re looking for a way to earn income from eBay without having to actually sell anything yourself, the eBay affiliate program is something to consider.

Just like eBay itself, where there are plenty of sellers that make decent money from the website, the opportunity to make excellent money from eBay affiliates is also there.

eBay’s affiliate programs are all administered through Commission Junction. Commission Junction tracks all the clicks and sales made through your affiliate links and pays you directly.

eBay’s Editor Kit is a great way to generate clicks on your website. What this tool does is provide you with a snippet code that you simply insert into your webpage and presto! You suddenly have eBay auctions appearing on your website.

To grab this free eBay tool, just go to affiliates.ebay.com/odcs/custom.htm?template=EditorKit eBay Editor Kit
and follow the easy instructions. Make sure you’ve signed up at Commission Junctions first and have been approved by eBay prior to setting up your eBay Editor Kit. Then you’re all set!

The great part is that eBay not only pays you when somebody bids on an auction on that was clicked through your site, but if somebody signs up for eBay you get paid extra commission for that too! In fact, as of June 1st, eBay increased their commissions for new signups, making this the most lucrative affiliate program around.

To learn more about Starting an online business click here now gettingstartedonline.com Getting Started Online

What Should A Newbie ‘At Home Business’ Watch Out For!

Friday, August 31st, 2007

There are a number of things a newbie should watch out for before starting a home business.

Both the do’s and the don’ts are as important aspects. Before joining a home business the person has to know what is required and what is a No-No. This clarity helps one have a better insight into the home business world. Better insight means better understanding of home business. And better understanding of home business leads to better decision making, better foresight and a more profitable and efficiently run home business.

Home business is known by many other names:

The first thing a newbie has to remember is that home business is known by many other names, but they all means the same thing. Home business. Phrases like home jobs, work at home, home based business, home business opportunity, work at home job and so on…

Types of home business

The second important thing is to be aware that there are many types of home businesses. There are a lot of choices available for those who want to do home business. You can take surveys online. You can set up a proper shop on the internet, and sell as many things online as you want. Your shop on the net is nothing but having a website of your own. Sell stuff through it, and earn commissions and profit on it.

Taking assignments or jobs like online editing, proof-reading, medical transcription or writing are also a part of home business. And people across the world are making money from it, working from the comfort of their homes. In these kinds of businesses, you are paid per assignment as per terms decided upon in advance.

Home business takes time to develop. Don’t expect overnight success: Home business is not a lottery. It takes time to develop
Another important point to be keep in mind is that a home business takes time to develop. Its not an overnight thing, how much ever convenient to believe the ads on board may sound! One should give at least an year to ones home business to reach profitability. And then it keeps growing. The rate of growth is in your control. The more work in the right direction you put in the faster you grow. The right direction is nothing but a better understanding of home business and what goes into it, like I have mentioned earlier. I am just trying to re-emphasize the importance that. The potential of making money is unlimited in a home business. No doubts, arguments or debates. None.

Coming to the No-No part; Don’t believe ads or websites that claim home business success is an overnight thing. Nor that there is a software which puts your business completely on autopilot. Or that there is a home business that can double your money in 24 hours!! Even Google and Microsoft can’t double your money in 24 hours. And if they can’t, who can? Ask yourself.

Unusual home business: Another aspect which requires your own judgment based on your understanding of home business is that not all home businesses are free to join. Most affiliate programs are. But some charge a small fee which you have to accept as okay. For example an online survey website charges a small fee to give a list of survey companies you can register your profile with, who will send you surveys in your inbox and help you make money working from home. These Survey websites spend time and money to find out which companies are genuine, which have more surveys coming and which pay on time. Besides which suits and matches their visitor’s profile. You get so much on the platter, don’t crib about their fee!

There are some slightly unusual home businesses. Like website designing, website optimizing, writing eBooks, publishing eMgazines, starting out as a freelance photographer or opening a crèche…. this type of info is charged. People with understanding and experience write these books so that your road to success is smooth and you save time, which again you have to pay for. Which website to subscribe to is your lookout and personal choice.

Keep this set of important lessons in mind if you are just starting out. Personal suggestion; start with an easy home business then gradually advance. If you directly taken up something as advanced like writing an emagazine without any exposure of the internet or the subject, it may not click. Don’t postpone to take that first step. And don’t give an excuse that you are being lazy. Nobody ever postpones anything out of laziness, the real reason is dis-interest. And if home business can’t interest or enthuse you, with its low or no investment, conveniences and money, what can?

The author is Purva Mewar webmaster of two Work at Home Business websites yesearnfromhome.com yesearnfromhome.com and work-at-home-earn-extra-income.com work-at-home-earn-extra-income.com

Always ready to answer your queries related to home business.

How To 100% Guarantee You Have A Superstar On Your Team

Friday, August 31st, 2007

The excitement filled the air in the crowded room as I sat down next to my sponsor.
It was 1996 and my company was putting on a “Regional Rally” at which the top
income earner was scheduled to speak.

Little did I know, I was about to get my first real taste of what it would take to be successful in this business. And to my surprise, it wouldn’t come from the gentleman at the front of the room. It would come from the young lady sitting next to me.

After some wild cheering and everyone took their seats, the distributor in front of us
whispered to his wife, “Man, the person who recruited him is so lucky. If I could
find just one superstar like that for our team, we could retire right now!”

Without thinking twice, my sponsor “Stephanie” leaned forward and said to him,
“You can have a superstar like that on your team if you really want”.

The man whipped around quickly and asked, “How?”

Stephanie replied, “YOU become a superstar!”

She was right.

Sadly, this industry is saturated with the “lottery mentality”. The kind which
makes people buy a lottery ticket because it gives them hope they might actually
win while doing next to nothing to earn it.

Unfortunately, very few distributors (only 5% to be exact) will ever make the effort
to learn what it takes to be successful and even fewer will actually go out and apply
it on a consistent basis. All the while, hoping someone else will find a superstar they
can override. Of course that never works. I think the following quote pretty much sums it
up.

“You will continue to be un________ as long as you depend on others to make you
_________” - Dan Kennedy

(fill in the blanks with words like “successful” or “happy”)

Probably a better word for superstar, guru, heavy hitter or top income earner is the
word “leader”. A leader is someone who has developed his or her self over time. So,
a leader is made, not born. Therefore, if want to become a leader, you can. It just
takes time.

Let me ask you a quick question. Have you ever seen someone join an MLM and in
almost no time flat that person is at the top of the compensation plan? Of course
you have.

Well guess what, here’s a little insider secret to their success. When you see
someone join an MLM and become an “overnight success”, what you don’t see are
the last 5-10 years that person spent learning and developing into a leader.

So, what exactly does it take to become a leader? Well for starters, leaders…

- Accept FULL responsibility for the success or failure of their business.

- Invest time, energy, and money into their business constantly.

- Get to work even when they don’t feel like it.

- Are the first to sign up for the next convention and always sit in the front.

- Lead by example and inspire others by action.

- Encourage and challenge others to do their best, always.

- Give without expecting anything in return.

- Participate in every conference call, training, and meeting.

- Don’t make excuses and they don’t blame others.

- Read, study, and work on personal development continuously.

- Turn off distractions such as the TV, radio, internet etc.

- Have balance in their business, family, and personal lives.

- Are 100% positive and have zero tolerance for negativity from anyone.

- Promote everything about their company, business, and products.

- Recognize the accomplishments of everyone on their team from the top down.

- Never consider failure as an option

Starting to get the picture? The bottom line is, your business will never grow bigger
than you. Therefore, if you want your business to grow, you must grow.

And here’s the bigger picture. If you take the time to develop these leadership skills, eventually you will be able to build any rock-solid business you want and never depend on anyone to build your business for you, because you will be the superstar!

Joe Luna educates network marketers about traditional and non-traditional
business building strategies. Discover free powerful business building tips at SkyRocketMarketing.com SkyRocketMarketing.com

This article comes with free reprint and free redistribution rights which mean
you can use it for your ezines, websites, newsletters, etc. The only
requirements are that all links must remain in place and the article cannot be
modified in any way.

Do You Think You’re Selfish?

Thursday, August 30th, 2007

Guilt: the gift that keeps on giving.
- Erma Bombeck.

I often get asked what my top tips are for Mumpreneurs®. They may vary from month to month but there is one that I think really stands out. That is…
Learn to say ‘no’ without feeling guilty.

At most points in time there are a thousand things you could choose to be doing. And every day (at least it seems that way) you get asked by someone to do just one more thing.

It might be to meet up for coffee or it might be to join the fundraising committee. It might be to lend a hand with the wording on a flyer or maybe it’s to drop the kids off at school even though it’s not your day to do so.

As women we’ve traditionally been brought up to be ‘nice’, and being nice means saying yes to whatever is asked of you (unless it’s of a sexual nature of course). Saying no means you risk being condemned of being selfish. Becoming a mother often compounds the problem with all the guilt that comes with being the ‘perfect mum’.

You might have heard the saying ‘If mums not happy nobody’s happy’. We can hide our frustration for so long, but eventually somethings got to give. It might be your temper, your health or your relationships with others, including your kids.

For everything you say yes to there are many other things you are consequently saying no to. If you say yes to joining a committee you are saying no to spending that time in another way, whether it’s with the kids, on your business, having some me time, exercising or anything else.

So how do we learn to say ‘no’ - and without the guilt that can so often come with it? Here are a few tips…

Be clear on what is important to you. What do you value highly and what is lower down on the list? Weigh each request on your time based on these values.

Practice with someone you feel comfortable with. Ask them to make a request of you and practice saying no. You can start with the small things then move on from there.

Have a few standard replies that you can tailor as the situation arises. It might be something like… ‘I would love to help out but my priorities lie elsewhere at the moment’ or ‘I′m focusing on x at the moment but can help you out in x days/months time if you still need me to’ (only say this if you mean it though.

You can make a counter offer. Just because you don’t want to take control of the school fete doesn’t mean you can’t help out with a stall on the day. Let them know what you are prepared to do and they’ll still be happy.

Leap ‘n’ Bound: Are there areas of your life that are suffering at the moment because you’ve neglected to say ‘no’ to something else? Consider what’s more important in moving forward, then take assertive action to do what’s right for you (and ultimately your family).

Rochelle Dent is the Mumpreneurs Coach. She partners with Mums who run their own business to increase their profits without sacrificing their family. You can find more articles by Rochelle on her website at leapsnboundscoaching.com leapsnboundscoaching.com on the “Free Stuff” page. While you’re there why not sign up for ‘Mumpreneur Magic’ – an informative, inspiring and free e-zine especially for Mumpreneurs.

How To Beat The Home-Based Burnout Blues

Thursday, August 30th, 2007

I went to visit a friend who had quit the corporate world to start his own art-based business. This was a guy who wore, if not a suit, at least a tie and jacket to work every day for a decade. All the curtains in his house were drawn and his bed was littered with color samples, catalogs and all the assorted detritus of a home-based business. With his unshaven face and sunken eyes, he bore a frightening resemblance to Tom Hanks in “Castaway”. He leaned over and, with a wild glint in his eye, whispered “I haven’t taken a shower in three days.” That close to him it wasn’t difficult to believe but I couldn’t figure out why he felt the need to tell me.

A couple of years later I got it when I too had swapped working for the man for the pleasantly unstructured life of a home-based entrepreneur.

I was on my way to a Networking luncheon and slipped some dress shoes on only to find that my feet had apparently grown two sizes. My sneakers and my fluffy slippers fit just fine but they didn’t go with my little black suit. I understood then that his confession had been more than a need to share his personal hygiene issues with me. He felt compelled to share the horror of what he was becoming.

At some point every back bedroom entrepreneur has an epiphany that they might be a little too far gone along the do-it-yourself continuum. For me it was the shoes. For my friend it was the orange water pouring out of his groaning shower head when he finally found a reason to shower.

If you’re just starting out with a home-based business and still euphoric over getting to conduct business in your pj’s or being able to take an Oprah break – be aware that there is a dark side. One day you, too, will run slap up against a moment of clarity when you see your formerly civilized life slipping away from you and realize that you may have taken the ball and run with it just a little too far.

It’s a tricky thing to get the balance just right. There’s so much to do in setting up and maintaining a business. And, mindful of the fact that 80% of all small businesses fail in the first year, you are probably anxious to do as much as you can as fast as you can in order to start bringing home the goods.

There are several balances to be worked out – all of them tricky. When do you outsource and when do you do it yourself? How much can you work and still have a life and a family at the end of it? What do you absolutely have to do first and what can wait?

There are many excellent books and articles on what to do to set up your business. This isn’t one of them. This is about how to be as you do those things. How to be kind to yourself; available to your family and friends and enjoy life even amid the uncertainty and stress of creating your dream from scratch. Your life isn’t wallpaper to your daily struggle. It goes on whether you pay attention to it or not.

So here are a couple of tips to keep you present and focused. Some practical some more touchy-feely. All of them useful. Six things you can do to avoid singing the Home-Based Burnout Blues.

1. Find your Purpose.

This may sound pretty basic but it’s so basic many people don’t do it. Your Purpose is not the same as your goal. Your goal is what you want to do; your Purpose is why you want to do it. Your Purpose is larger and inclusive of all aspects of your life.

Why do you want to do what you want to do? Why are you uniquely qualified to do it? If you don’t know this and can’t explain it to yourself how are you going to be able to market yourself? (Are you still laboring under the illusion that you won’t have to market yourself? Are you still waiting for a knock at the front door from someone demanding your goods/services?)

Your goal may be to sell $200,000 of widgets this year. But your Purpose may be to sell $200,000 of a fine quality product with such integrity and appreciation for your customers that they will provide you with return business which will in turn provide for a good living for you and your family.

Write out your Purpose and post it everywhere. Stuff it in your sock drawer so it’ll surprise you when you least expect it. Definitely stick it on your TV. Read it every day. Don’t lose this Purpose in the minutiae of daily tasks. Don’t go unconscious to it. Be aware of what you do every day. Everything you do is a structure to either move you towards it or away from it.

Ask yourself periodically. Am I in line with my Purpose? Is playing with your kids in line with Purpose? Sure, if it keeps you sane and healthy and nourishes your family. Is watching back to back episodes of Cops in line with your Purpose? Probably not if you slump on the couch and come to three hours later wondering where the time went.

There’s an old Buddhist saying:

“If you seek enlightenment do not waste your time by day or by night.”

Switch success for enlightenment and you’ve got a pretty good mantra for business.

But what if you’ve been working your rear off and you decide that some mindless TV is just what the doctor ordered to rest your brain and give you a rare treat? Then - vegging on the couch may actually be in line with your Purpose because you chose to do it willingly and mindfully. It’s about whether you choose the situation or let the situation choose you.

2. Once you find your Purpose plot a road map to it.

My husband and I once took a road trip which went through 8 beautiful Western states including Montana, Wyoming, Idaho and Utah . I had exactly two weeks of vacation and knew when I could leave and when I had to be back. In order to get back in time we had to budget a certain minimum amount of travel time per day and there were things we wanted to do along the way.

We went to AAA and they built what they call a Trip Tik for us. They gave us maps of all the states we would pass through and plotted the best route. We also scheduled in time for detours and hiking and just lolling around. They put all this information in a handy little pouch and gave it to us. It was a great trip.

Had we just set out on the fly without a plan we could have ended up stressed out hundreds of miles away from home the day before I was due back at work or we could have zipped through some beautiful scenery and found ourselves with time to spare and nothing to do in it.

So build yourself a Trip Tik to your Purpose. Take your day planner or a long sheet of paper and break your day up into appointment blocks. Two hour increments work great. These appointments are not negotiable. So be on time and ready to go. Make appointments with yourself to do the tasks you have prioritized. Make appointments with yourself to clean house, do yoga and walk the dog. But write it down. Otherwise time will seduce you. They’re contracts with yourself and you need to keep them with as much integrity as you’d keep any contracts with clients.

No matter how much fun you’re having doing a task it should end when it’s supposed to end. It shouldn’t take on a life of its own. In fact, the more you like doing it the more you need structure surrounding it. We all like to do pleasant things that we’re good at. But they may not be what needs to be done right now. Have definite starting and ending times for your day.

Make yourself an appointment for something active every few hours so you’re not sitting on the phone or computer for 12 hours straight. If you have a problem with forgetting to eat or drink enough water – schedule those too. I might schedule two hours of writing on my articles then a half hour appointment to clean the kitchen which would stretch me and get my circulation moving (and get the kitchen cleaned!). Back to the computer for answering e-mails and client paperwork and bookkeeping. Another hour scheduled for a quick lunch and walk in the park with the dog. Client phone sessions would be scheduled with ten minute breaks in between. Finish work at 6 PM.

I could easily work until 11 PM and have done so many times. But that’s not healthy and not sustainable especially as I share my life and home with others. My particular Purpose includes having the energy and peace of mind to enjoy the results of all my hard work at the end of the day.

3. Put it in writing.

Put what in writing, you ask? Everything. Purpose. Ideas. Outlines. Lists. Deadlines. Goals. Studies show, by the way, that only 3% of us write down our goals. But of the 3% of entrepreneurs who do - a stunning 97% achieve their goals!

Get this stuff out of your head and onto paper. Make it so that your business is present and visible.

There are two great advantages to getting all of this stuff out of your head and onto paper. It makes your business real. A character in your daily life. And it saves energy because you don’t have to worry about forgetting things or keeping track of ideas. So find a system and run with it. Get a Daily Planner. I love the Franklin Covey system. It combines journaling with an appointment calendar and a To Do list. It’s expensive but you can usually find it on eBay. Write down your Mission statement Vision statement and Business and Marketing Plans. You’ll need a business plan anyway if you’re planning on getting outside funds. Look at your Business and Marketing plan daily.

4. Value yourself.

Figure out your hourly rate and factor that in to every decision you make. I mean every decision. It’s great to be able to build your own website. You can save a bundle if you’re already computer-savvy and there are many excellent softwares which will help you. I made my first with a program I got from my website host. I put $14.95 on my credit card, downloaded it and within minutes was working on my site. I did it myself and it looked decent.

But it took me close to six weeks. I wasn’t working on it full-time but when I wasn’t I was thinking about it. It was a major distraction and it was a lot of fun. There was a learning curve so I first had to learn the software then implement it. I knew nothing about color or fonts or placement or keywords or metatags. I lost time that I should have been marketing and in the end the whole exercise was more a character building exercise than a website building exercise.

I survived and so did my site. But had I added up all the hours I worked on it (including the “hidden” hours when I got up at 3 AM to fiddle with it) and paid myself - I probably didn’t save any money and I would have gotten a more professional looking site with a designer. When you decide whether to do something yourself or outsource it be sure to also factor in the time it takes to learn the software. This can be substantial.

Add up the missed marketing and promotional opportunities and add in the stress and aggravation factor.

If you want to outsource design work try a community bulletin board like Craigslist.org ( a stomping ground for many unemployed web designers). There’s now a Craigslist in pretty much every major city. Remember, too, that you don’t need to even have a web designer living in your home state unless you plan on suing them over the end product. elance.com. is also great for home entrepreneurs. You can post your project online and receive bids from vendors. Check out their portfolios; interview them and go with the right one.

If you’re good with graphics and hellbent on designing your site and cards, letterheads etc. yourself give yourself a deadline and stick to it. When I was starting out I figured out my hourly rate was about $75.00. I got in the habit of calculating how long it would take me to do something; learn the software and experiment by trial and error. I tried to factor in the frustration factor to me and the lost time to my family and other areas of my life. If I could hire a professional to do it for less I farmed it out.

5. Which brings us to money.

Don’t get caught in the “I can’t afford it” trap. You may not have much money to spend but everyone has a little. Allocate it wisely. You have to spend money to make money. Maybe this is a Universal law because it thins the herd right at the outset. If you don’t invest in yourself why should anyone else?

Most of us have an ego mind which has mixed feelings about our success. One way to put a tripwire in front of what should be our stunning rush to success is to tell ourselves we can’t afford to do what we know we need to do. Then it’s not our fault if we don’t make it. We didn’t make the cut because we didn’t have the money to start our business right not because we were afraid or unwilling to risk.

If you don’t have the money to pay for something – barter it or ask for terms. Get a credit card and use it specifically for start-up expenses. Getting into a little debt isn’t so terrible. If you have equity on your house take out a home equity loan or refinance it. Talk to a relative and ask them to swing you a short-term loan. There are many organizations out there which will loan to small businesses with a Business plan. (You do have a business plan, don’t you?) Try Charo. SBA. Come from a place of abundance (hope) and not scarcity (fear). Assume and believe in your success. Then take the steps you need to take to be successful.

Part of figuring out your Trip Tik is figuring out what you absolutely cannot do without to get to your Purpose. There are certain elemental things you’ll need. Website. Business cards. Phone line. Make a list of bare necessities and find a way to pay for them. Don’t buy or invest in anything else no matter how interesting or fun it might be until you’ve covered the basics.

“Vision without action is a daydream”.

6. Build a team and a support system.

A one man band can usually play many instruments passably but none of them well. Find out what you do well and get help with the rest. Even if it’s only online. Find people you can network with locally. There’s probably a professional organization you can join. If not – join Toastmasters or your local Chamber of Commerce. Ask for help. Get out of the house and rub shoulders with people who are doing what you’re doing.

Ask for feedback. Do you know how many people would like to help you to succeed? Do you know how good it feels to give support to someone struggling to make something of their lives? Give your friends, and even strangers, this opportunity.

Find someone you admire in your field and write or call them. Tell them you would like to be where they are. Ask if they have any words of advice. If they respond - be sure to send them a thank-you letter. Then follow-up and let them know how their advice has helped you. Don’t fall into limiting belief scripts that they wouldn’t be interested; you’re bothering them etc. Don’t make their decisions for them. Think how you’d feel if your expertise helped someone and they took the time to thank you. You breathe the same air as your mentors.

Finally, when you hit a roadblock be kind to yourself. Setbacks can hurt. Keep in mind that every moment is a fresh one and carries within it the seeds of tremendous fortune. The next contact you make could turn your life around.

If you’ve never been big on the God thing this isn’t a bad time to give it a whirl. You don’t have to be into organized religion. If you feel passionately about your business you may believe you were put on this earth to do it. It’s nice to have Someone to thank or blame when things go up or down. It’s good to have Someone to talk to when you just need to be heard. It’s even better when they talk back.

Mary Rosendale is proud mama of “The Constructed Life″, a unique Holistic Life Coaching Service. Her amazing clients are scattered all over the world but all share Purpose, tenacity and a great sense of play. Visit her on the web at TheConstructedlife.com TheConstructedlife.com or theconstructedlife.blogs.com/clear_and_present theconstructedlife.blogs.com/clear_and_present

Make A Financial Plan And Work The Plan!

Thursday, August 30th, 2007

In my 20 plus years of consulting small and medium size businesses it is rare that I find a business with a financial plan that is being monitored. Most financial plans are generated to obtain a bank loan and once that purpose is served the plan usually finds its way to the lower bottom draw of the owner’s desk to collect dust.

The other day I had an occasion to check one of these plans out with a client whose business was in trouble and sure enough, most everything in the plan had been ignored. If only part
of the plan had been followed and monitored the business would have been profitable and not in need of any outside help.

Usually when a financial plan or budget is first put together it is based on the business history, knowledge of the business and industry, and some valid assumptions about the business future. A flight plan is put together in much the same way, however as soon as the plane takes off
and winds change, adjustments must be made in order for the plane to reach its destination. The same holds true for a financial plan. Once the business is put into operation, some things change either with the product or the marketplace, and adjustments must be made to achieve the
profit objective. Therefore, a financial plan must be monitored to identify the variables as they present themselves.

In a business these variables usually present themselves when a Profit and Loss statement is compared to a financial plan. Unfortunately, since most small business owners do not value
their financial plan there is no urgency to check it against a P&ampL statement that tells you what actually happened in the business for the particular period of the report. Since the plan is not being monitored it is very easy for the business to head off course and in the opposite direction of its profit objective.

Comparing each item in the Profit and Loss Statement (What is actually happening in a period) to the Financial Plan (What you want to happen) is usually done in a Variance Report. As each item is compared the difference or variance is identified in a third column and helps you identify where the problem(s) exist in meeting your profit objectives. However, identifying the problem is only
the first step in solving it. You must research further to find what is really causing the problem and then make the necessary adjustments. Various solutions should be considered before picking the best solution, and after implementation, the new solution should be monitored to see if it really solved the problem.

The importance of a Variance Report that compares a financial plan (budget) with a profit and loss statement cannot be overstated. It is one of the most important management tools to control your business and reach your profit objectives. If you have a financial plan and a profit and loss statement create a Variance Report and start using it to control your business. Good Luck!

Copyright © Donald N. Lombardi

HomeBasedBusinessWizard.com HomeBasedBusinessWizard.com

Donald N. Lombardi, Is A Business Consultant, As Well As,
homebasedbusinesswizardsjournal.blogspot.com Expert Author on Home Based Business

Does the Idea of Starting Your Own Business Scare the Pants Off You?

Thursday, August 30th, 2007

Many people dream of running their own business. It represents freedom and the opportunity to do something they are passionate about.
Many people will only ever dream of running their own business because the fear of failing is too strong. Fear paralyses them and they never take action.

Have you dreamt of running your own business? Is fear getting in the way of your success?

Most of us are terrified of failing! We’ve been taught since birth that winning is good, and failing is bad. Well, what makes this true? Consider that the only true failure is not playing the game. By not playing, you continually avoid failure, but you neither lose nor win.

Fear is normal. Fear is a sign that you are growing and developing. Developing as a person involves getting outside your comfort zone. Getting outside your comfort zone usually creates some sense of fear. Fear is not the problem …the problem is how we respond to our fear.

Fear feeds on the unknown. If starting your own business creates fear for you start doing your homework. The more you know the less there is to fear!
Start learning about how to run a business: take a course, read some business books, talk to other successful business owners.
Do your market research – you might have a great idea but have you researched its viability?
Develop a business and marketing plan. Get help with this if you are not confident in creating them.
What are the things you are worried about? What strategies can you create to prevent these outcomes?
All business carries a level of risk. Get real about the risks your business idea has and start making plans to minimize them.
Learn as much as you can to ensure your business idea has the ability to succeed.

It doesn’t matter how much you know or how much you learn – if you are not “doing” it won’t make any difference at all. So if you do all your research and the business idea still looks good it is time to take some action.
Action is the single thing that will bring about results in your life. You can have a great idea, but ideas without action are worthless. You can have the best and most well thought-out plan in the world, but if you do not take action, the plan is not worth the paper it is written on. Taking action is the only thing that will get you closer to your goals. By taking action, you create the momentum that is necessary to make things happen.

What about the fear that strikes after you start the business? You take the leap and suddenly you find yourself with all sorts of new fears:
What if nobody buys my product?
What if I call a prospect and they think I’m not good enough … after all I am brand new in business!
What if I don’t know what I’m doing?
The list, in fact, is endless …

Most new business owners experience this sudden sense of panic. I know I did! Again it is only a problem if you allow it to stop you moving forward. If the fear prevents you picking up the phone to call a prospect then it is getting in your way of succeeding.

Here are 5 strategies to help you get through this stage of fear:

Strategy 1 - Share - fears always minimize when you share them. Everyone has fears so there is no need to feel you are the only one.

Strategy 2 – Ask yourself … what if you did the thing that is causing you fear - what is the worst thing that could happen? If that result actually eventuated what would you do about it? Would there be a solution? Probably … so is it really worth spending time and energy worry about it?

Strategy 3 - Reframe your fear – this involves coming up with an alternative logical or objective viewpoint. For example – if you have a fear of failure you might reframe this to say “It is better to have a go and fail that not try at all”

Strategy 4 - Create a positive and empowering message – Instead of focusing on your fear of failure you might say to yourself “I am successful simply because I took action”

Strategy 5 -Choose to take an action – How many times have you been afraid to do something, and when you FINALLY summon up the courage to do it you immediately think to yourself “That wasn’t as bad as I thought it would be”.
Fears diminish rapidly as soon as you begin to take action.

“Courage is not the absence of fear. It is doing what it takes despite your fear” Author unknown

Linda Anderson is a Certified Professional Coach working with Small Business Owners and Professionals in Australia, New Zealand and the USA. Linda helps her clients lead bold and successful lives. In 2002 Linda and her partner sold all their belongings, hit “pause″ on their respective careers, and spent 365 days traveling the world. Linda brings this passion for challenge, new experiences and adventure to her coaching. Visit Linda at: a2acoaching.com a2acoaching.com

Finding Your Home Business Niche

Wednesday, August 29th, 2007

When some folks begin to think about a business of their own, they know in that very moment what kind they are going to start. Then, there are the rest of us…

Knowing that we want to have a business of our own is not enough. Many of us have struggled with the important question of what type of enterprise we would like to start.

Franchises offer a simple pre-packaged money making idea, but the cost of a franchise often makes it a prohibitive option to most folks who contemplate going out on their own.

For those who do not have a million dollars to buy a McDonalds franchise, we must look to other ideas for our own business.

There are literally hundreds of lucrative home business ideas for you to choose from, which will suit every type of personality and all levels of financing. From selling information on the Internet as a infopreneur, to growing delicious gourmet mushrooms for sale to restaurants and catering companies; there is a pile of money to be made by filling a need, for these and a host of other necessary services.

Of course, actually liking what you do, will have a lot to do with the success of your new venture, so be sure to pick a home business that you’ll enjoy running and that will keep you motivated.

For example, if you’re a math whiz, an accounting or income tax service might be the ideal home business for you to start. Perhaps writing is your forte and you’d like to start your own home based copywriting service or advertising agency. Each of these businesses can be run successfully–and profitably from the comfort of your own home.

Academia might not be your cup of tea, but maybe you are good with your hands — having a creative genius where crafts are concerned. Craft items are red-hot sellers at swap meets, country fairs and world wide over the Internet, and they can provide you with solid profits. If crafts don’t interest you, then why not start a laundry service with pick-up and delivery, or a shopping service for shut-in’s–even a companion service or granny sitter or a doctor shuttle service; any of which, could be much in demand, in and around your neighborhood or community.

When brainstorming new ideas for your future home business, keep in mind the soul of any successful endeavor is providing a product or service that others will actually purchase in quantities. Satisfy the needs of your target market, and your target market will keep you and your home based business healthy, happy and profitable.

Below are some suggestions for home business ideas that might help you decide on a suitable venture in which to invest.

Multi-level-marketing (mlm), floral/plant service for offices and hospitals, pooper-scooper service, dog walking service, answering service, vending machine service, gift basket service, homemade soap maker, mobile windshield repair service, mobile tire repair service, income tax specialist, researcher, freelance writer, business card and letterhead designer, courier, shut-in/shuttle service, landscaping service, tree trimming service, wood crafter, carpenter, crafts and crafting supplies, pool cleaning service, plants/nursery starts, growing herbs, growing mushrooms, garage sale and swap meet vendor, proofreader, private investigator, typing service, interior decorator/designer, website design, wedding consultant, hot lunch/snack vendor at local courthouses, pet sitting service, pet grooming service, Internet entrepreneur, paralegal, gourmet catering service, new media production, mobile cosmetic technician, mobile nail technician, mobile hair stylist, aerobics instructor, personal fitness trainer, advertising consultant, companion service, small printing service.

Ideas, ideas; hopefully the above ideas will give you some fresh ideas of your own to mull over. A spring board if you will, on which to dive into your own chosen home business.

When you work from home, any business you start has the potential to explode into a perpetual gold mine! It just depends on how much your home business is in demand around your community or on the Internet. Your home business might start slow and steady, regularly picking up clients as you become more established. On the other hand, your chosen home business may take off like wildfire, quickly becoming too hot for you to handle by yourself (well done!). This is the time to enlist the help of willing family members to help you out in your time of need, which will make your business into a friendly, family concern. This will also help family members better understand your business and get a grasp on the mechanics of profit.

Good luck in all your decisions and have fun with your home business, which ever one you choose, and don’t forget to enjoy your newfound freedom!

About The Author

Stone Evans owns the Home Business Resource Directory where you can find everything you’ll ever need to start, run and grow a home based business at: Home-Business.com” target=”_new Home-Business.com

mailto:articles@home-business.com articles@home-business.com

Tips For Choosing The Right Home Business

Wednesday, August 29th, 2007

With so many businesses out there the average person may be overwhelmed and go with the first option presented to them. By doing this an individual may become frustrated with the lack of training and support (which is all too common for many businesses), and lose a small fortune in the process. These companies have a tendency to deter people from ever trying another opportunity. To help opportunity seekers, here are five tips:

1. Do not “Get in on the Ground Floor”
If a home-based business or network marketing company tell you, you must hurry and enroll so you can benefit from being one of the first ones in, don’t do it. If there is a “ground floor” to get in on then obviously the company has not been around long or may not have even launched yet. This is a red flag considering most new home-based businesses and networking marketing companies only last a couple years if their lucky.

2. Forget the MLM Stigma, But Avoid the Pyramids
People seem to have the idea that Multi-Level Marketing (MLM) Companies are dangerous and one should keep their distance. The reality is there is nothing wrong with the concept of MLM, depending of what company one is working for. Pyramids on the other hand are Illegal. The scenario of a Pyramid Company is that one gives money with the hopes to make money. With a Pyramid Company there is no product or service provided.

3. If in Doubt, check the companies track record
Surprisingly, many do not take the time to investigate a company before joining it. When researching a company remember to ask these questions: How long has the company been around? (Make sure it is at least 5 years, although 10 years or longer is a safer choice) Does the company have any solid credentials? Is the company with the Better Business Bureau? Be sure to be careful with your research, for example, when looking at the BBB rating; make sure you are looking at the company itself and not one of its many representatives. Just because a few individuals do not represent the company properly does not make the company unsafe or fraudulent.

4. Beware of Large Investments
This is not to say that companies that ask for a large start-up cost are bad, but one must look at what comes with the cost. Answering yes to the following questions will give you a better indicator of if the expense is worth it: What are you getting for the investment? (If it is just a manual or paperwork to explain how to work the business, do not even consider it) Is the product or service highly consumable? Does the market you are targeting in need of the product or service? Getting these answers will allow you to know if you can generate a large enough return to cover the initial start up?

5. Be sure it’s Returnable
No matter what home-based business you are investigating, make sure you can get a full refund for whatever the product or service is if not satisfied. If a company does not allow this, then they are not interested in your welfare or your affiliation with them.

Vandalyn Pierce has been networking since 2000. She was one of the many that had tried many opportunities and lost much money. After years of failure Vandalyn now makes her living from the comfort of her own home. Please feel free to visit one of Pierce’s most profitable sites Home Business On A Budget at: 12ϕ.net 12ϕ.net