Home based Business

I LOVE simple. When it’s simple, I know there’s a good chance I can do it. Heck, there’s a good chance a lot of people can do it. That’s perfect.

I love a simple product … ideally, it would be just about self-explanatory. One look and BINGO!! They get it. Everything is clear. No explanation necessary.

It’s especially wonderful and simple when it’s a really, really hot repeat-order product in a HUGE, desperate market … and you can afford to give out free samples! Man-oh-man! That’s like taking candy from a baby, when you have a set-up like that.

And then there’s the business. I want that simple, too.

I’d like to be able to say to someone, “Hey, look! You can give out free samples just like I do. People LOVE this thing! Just give out one or two samples a day. And all you need is ONE person a MONTH to decide they′d like to do the same thing … and you can be earning $10,000 a month in less than a year.”

Whooeee! That is really simple. That is exactly the type of MLM set-up I’d like to be able to promote, because it would be easy to do a retail business and it would be easy to find that one new distributor a month.

What I hate is when it’s all complicated, when you have a widget that takes several pages - or a bunch of my time - to explain it. It’s almost like you have to justify your widget’s existence. It’s no fun when your prospect looks at it with a totally blank expression on her face.

I want instant recognition from everyone!

I don’t want a product that only a “widget techie″ can appreciate and love. I want them to say, “Holy mackeral! This is incredible. It’s just what I’ve always wanted!”

Not … “Oh, sorry. I’m late. Gotta go get my root canal now.”

I hate it when you tell ‘em the price and they let out a deep, deep breath. That deal is not simple MLM. It’s going to be very complicated and take a lot of time. And I know that if they think it costs too much, this is one network marketing business they absolutely will never do.

MLM is so much easier when you can give out a free sample. If you can’t give out a free sample, it’s SO much harder.

I hate it when someone looks at the compensation plan and thinks, “Heck! I’d have to sponsor 10 people a month to make any money with this.” Only the pros can sponsor 10 people a month … and plenty of them can’t do it, either!

I want a simple MLM where if you sponsor just ONE person a month - and train that person to do the same - you can be making over $10,000 a month in less than a year. Anything else is too complicated.

I’ve been doing this stuff a long time, and I know me.

I need a simple product and a simple system and a simple offer, something that anyone with limited abilities can look at and say,

“Hey! THAT looks like something I could do!”

Maybe your prospects are different. I hope so. But if they aren′t, you’d better not get complicated. People get so easily distracted these days. It’s best to look around and be sure you have a really simple network marketing product, system, and offer.

That’s your best bet to build a big business.

Richard Dennis does love gosuccessteam.com/ simple MLM. He writes about it a lot at RichardDennisNetworking.com/. RichardDennisNetworking.com/.

Perhaps the best product is one that has recurring monthly fees. This is known as residual income, and is the best income to make, because you make one sale but are paid month after month.

Would you rather make one sale for a one-time $65, or one sale for a monthly subscription at $10 per month? I would rather have the monthly subscription, because after the seventh month I will have made more than the $65 from the first sale, and the money will keep coming! It is possible that you can still be making money three years down the road from one sale.

Here is another example to show you the power of residual income: You work everyday for a company. Your paycheck is dependent upon your working. If you don’t work on a given day and you are paid hourly, you will not be paid for that day. If your job is to make widgets on an assembly line, you must make those widgets to get paid.

But what if you were the one who patented the widget? Then you would receive income over and over again any time someone made or bought one of your widgets. You don’t have to make the widget anymore, but you get paid every time someone buys a widget! This is residual income: it is income that you make over and over again from working one time. There are many great affiliate programs that you can market that can bring you residual income. You can also start your own subscription or membership website.

A related concept to residual income is leveraged income. Leveraged income is similar in that it can be residual. More importantly, leveraged income is money that you make from other people′s efforts!

To use the same widgets example, if you make widgets on an assembly line for your job, you have to do that to get paid. But if you were the one who patented the widget or the technology to make the widget, you would continually receive income every time someone made or bought one of your widgets.

As this related to leveraged income, imagine that in addition to you working on the assembly line, you could train others to do the same work and make a percentage of each person’s income that you trained?

For example, you work the assembly line and earn $1000 each month. What if you could earn 10% of the income for each person you trained to do the same assembly-line work? You would do the work (training) one time and be paid over and over again (residual income that is leveraged via other people’s work).

Suppose you trained ten new people each month, for three months. Your monthly income would begin to look like this:

1st month: You make $1000 and each of the ten people you train earn $1000. In addition, you earn 10% of their monthly income (10% of $1000 = $100 x 10 people = $1000 your $1000 = $2000 total).

2nd month: You still make your $1000, but now you have 20 people who each make $1000. Your income is thus: 10% of $1000 = $100 x 20 people = $2000 your $1000 = $3000 total).

3rd month: You still make your $1000, but now you have 30 people who each make $1000. Your income is thus: 10% of $1000 = $100 x 30 people = $3000 your $1000 = $4000 total).

But wait! In your third month, 10 of the thirty that you trained each trained 5 more people. Another part of your business agreement said that you would receive 5% of the income of anyone that was trained by someone you trained. So, you have 50 more people each earning $1000, and you earn 5% of that –> 5% of $1000 = $50 x 50 people = $2500 your month 3 total of $4000 = $6500 total in month 3!

This is the beauty of leveraged and residual income! By your one act of training someone to do the work, you will get paid over and over again from their efforts, and again if they train someone else to do the work!

Jeremy M. Hoover makes residual income from his site, hoovermarketing.info/leads.htm hoovermarketing.info/leads.htm. Get a free affiliate marketing course at hoovermarketing.info/amg/introduction.htm hoovermarketing.info/amg/introduction.htm.

My article entitled “The Easy Money Picture″ has been criticised by some people who do not believe working online is an easy way to make money and by others who do not believe people should be told an Internet business is an easy way to make money. Although I do agree that people should not be subjected to hype which tells them they can easily become rich overnight if they sign up for an Internet business opportunity, I stand by every word of my article because I do believe that working on the Internet is an easy way to make money.

The detractors say that work is involved when you have an Internet business. Sure, it requires work but how hard is it to sit in front of a computer? I’m not saying no work is required but, on a scale compared with mining coal or fighting fires, I think working on the internet is a very easy way to make money; we’re not exactly risking life and limb here.

Consider these two options and tell me which one you think is the easy way to make money. Option one requires you to leave home each day at a time dictated by your boss (you know: the guy who wouldn′t let you have time off when your mother was sick), commute to a place your boss has decided upon, wear clothing approved by the boss, do what the boss orders you to do for eight hours or so and commute back home when you finish. You get vacations but they have to be taken when it suits your boss and he shows no consideration for your partner’s schedule or your kids’ schooling.

Option two allows you to work from home for the hours you want, doing work you choose. There is no commuting on crowded trains or roads, you can wear what you like and take vacations when it suits you. I sincerely think the latter option represents the easy way to make money.

Some Internet marketers believe you should not mention the fact that working online is an easy way to make money. They say you should stress that work is involved if you want to be successful and long hours are sometimes necessary. True again, but fatigue from spending too long at your home computer can hardly be compared to the exhaustion of spending hours rescuing injured people from a collapsed building (now that is definitely not an easy way to make money).

Internet marketers will remind you that you have to face a steep learning curve when you start to work online. Indeed you do, but it’s hardly rocket science, and I never heard of anyone who died from thinking too much. Try another two options and tell me which one you think is hard work and which one is the easy way to make money. Option one: training to be a brain surgeon. Option two, learning about website promotion. I maintain that the latter option is the easy way to make money.

In case you’re not convinced, a final test to decide which option is the easy way to make money. Option one being a nurse. Option two being an affiliate marketer. No contest!

If I had to choose one single thing that makes an online business a great easy way to make money I would say being your own boss. The second thing would be having the freedom to do what you enjoy. If you enjoy what you are working at, it can′t fail to be an easy way to make money and I don′t see the point of doing things the hard way when there’s a choice.

This is one of a series of articles published by
Elaine Currie, BA(Hons) at
huntingvenus.com huntingvenus.com
The author’s monthly newsletter is available free
from mailto:networkerhvm@ReportsNetwork.com

The home based business arena has become a $427 BILLION industry and is expected to double by the year 2010! That’s more than the pharmaceutical, food, and consumer goods industries combined! In spite of all the hype of scams on the internet, the numbers speak quite loudly for themselves. There are thousands, if not millions of people making amazing incomes from the comforts of their homes. It can be done. If you have thought about working for yourself, there has never been a better time to start than right now.

Surprisingly, it may be much easier to start a home based business than think. There are many excellent programs available that can help you generate an incredible income with very little start up costs. Selling information is one of the hottest things on the internet today. Have you ever bought information from the internet? I have, many times! Do you have any specific information that others would like to know? You can easily put together an ebook. The profit is almost 100 percent as it costs practically nothing to produce. Many people may buy it.

Have you ever tried selling on eBay? There are millions of dollars exchanging hands each and every day on eBay. Dropshipping is another very inexpensive way to start a home based business. There is usually no out of pocket money for your product until the item is sold. After the customer pays you, you then pay the company and they ship the product to your customer. Affiliate programs are another very inexpensive way to start generating an income from the comfort of your home. Most affiliate programs cost nothing at all to join.

The money you save by working from home can be quite substantial. Not only do you save money on day care, car expenses, gas, lunch, and work clothes, but you are not limited to an hourly wage or monthly salary. The more marketing experience you gain, the more income you can make!

One of the best benefits of working from home is the flexibility and freedom you are able to enjoy. You can vacation whenever you want, always be there for the kids, play golf or even sleep in when you want. How would that go over with the boss you have now?

If you think about all of the wealthy people you know, how many of them work for other people? They are not wasting their time making someone else rich. With the internet connection reaching almost every country around the world, you can market your products to millions with the simple click of a mouse! Why not get your piece of the pie? Find out for yourself how sweet it is!

Cathy lives in Salt Lake City, Utah. She loves the mountains, outdoors, sports, music, writing and helping other people achieve their goals.

You can find her information at fattenyourwallet.blogspot.com fattenyourwallet.blogspot.com

Once you’ve got a handle on your emotional and mental state of mind (which must be done to achieve success), here is a simple foolproof system for successful home business ideas.

You may already have a home business idea, or you may be looking for some things that will help get your creative juices flowing. Hopefully this system for successful home business ideas will be useful to whomever you are.

The gist of this successful home business idea system is to create a content-rich website, grow it and make it profitable. It will not happen overnight, nor even next month, but it will lay the foundation for achieving a dominant position in your home business idea niche.

Oh yeah, it will be free too!

1. Research your home business idea niche. Look for a problem many people are facing and offer a solution. Follow popular trends try to be ahead of the curve. Focus on eternally popular niches like dating, pregnancy, or travel. Or just simply follow your passion or area of expertise for your home business idea. Use online discussion forums, news websites, online chat groups, and magazines. Then the next step will be to look for the top keywords in your home business idea niche of choice.

2. Setting up your framework. First, set up a blog for content management of your home business idea. Next, integrate your blog with a message forum. Third, set up an autoresponder and integrate it with the forum and blog. What you will essentially have at that point is an automated email newsletter created from your home business idea blog’s content.

3. Create content. Create it yourself, or outsource it and hire someone else. Alternatively you can license someone else’s content, or buy pre-created content packs and customize them. Focus on creating content for your home business idea that is optimized for your niche keywords. Then, put them into their own site and link to them from your blog, forum and newsletter, thus creating several keyword rich areas.

4. Optimize your blog and content. This would require several more articles! But the idea is to optimize it for search engines for higher pagerank status for your home business idea.

5. Begin marketing everything. Have you blog ping major services, promote your autoresponder opt-in everywhere, submit your blog’s RSS feeds, encourage your viewers to spread the word, submit articles linking back to your blog, this too would require several more articles for in-depth explanations!

So, there is just one of many foolproof, and free, systems for successful home business ideas. It may seem complicated and time-consuming, but all of it can be done with less than two hours of work per day. And it really is fun! Your home business idea will be sure to succeed if you stick to the plan.

Jack Lowry is an online home business entrepreneur who recently developed a free 5-step course on learning how to start your own internet home business. If you are interested in learning more about his free ‘Learn To Generate Cash From The Internet′ course, please visit his website for more about captainwealth.com/ home business ideas.

In this day and age a significant number of men and women are starting home based business ventures. In this regard, a great deal of these people are finding success through a targeted home based business. In other words, these people are achieving success through a home based business that targets in on a particular market. There are five steps that you should keep in mind when it comes to making your targeted home based business more financially successful.

First, when it comes to a targeted home based business, you do want to make very certain that you are focusing your attention on that market segment that will be most interested in your products or services.

Second, in developing your targeted home based business, you will want to build a website that will be attractive to lively customers or clients.

Third, you will want to take those important steps that are necessary to generate a steady and growing flow of traffic to your website. This includes such measures as SEO.

Fourth, in working to build your targeted home based business, you will want to reward and thank your customers or clients for their business. You will want to give them “something extra” for patronizing your business.

Finally, when it comes to enhancing profits from a targeted home based business, you will want to make sure that you offer the utmost in customer service and technical support. This is extremely important in developing client or customer loyalty today and in the future.

Do you want to learn more about how I do it?

Time to hit the books!

Seriously……

Just like a Doctor or Lawyer has to study to be successful in their field, a person looking to be successful in a home business must do the same.

If you do not treat your business as exactly that, it will be hard to be very successful.

The closer you get to being an expert in all realms of a home based business, the more success you will achieve.

Remember…….you are accountable for your business. Do not rely on others to do things for you. Get out and make things happen for yourself.

Here are some great ways to help yourself become an expert:

Forums

When you find the business that is right for you, use the forums as a place to go for advice, ideas, etc. There are a ton of posts here that have been really helpful to myself and many others. Learn from what other people are doing.

Books

There is a ton of literature out there, so I wont even begin to make a list. But, keep this in mind when trying to pick out a book. To be highly successful, you need to be well rounded. You will want literature on all things from getting yourself into the right mindset to learning how to market. This takes time, but the knowledge gained will pay off in the end.

Do What They Do!

Simply put……find others in your business, or that are having the type of success you want to have and do what they do. This may be the best advice I ever received. If you align yourself with the right people, or study the processes of those you want to be like, success comes so much easier.

Take advantage of training calls

This is a close second for me to the one above. Sometimes they are even one in the same. Those that are doing the training calls for your business are most likely having great success. They are offering a great service to you. They are teaching you to do what they do without you even having to ask. You should be on every training call you can with your business. You never know when they will drop the next tip or idea that sets your business off.

Live and taped seminars

Live seminars can be costly, but the rewards could be huge for you. It’s just another way that you can learn from the best and do what they do. A great substitute for live conferences are tapes/dvd’s/cd’s, etc. There are a ton of valuable audio programs out. One speaker that I always love to listen to and that has great ideas is Jim Rohn.

Magazines/publications

Like books, there are many. A few that I enjoy are:

“Home Business Advertiser”
“The Network Marketing Business Journal”
“Networking Times″

There are always great articles in these that can help with your personal and business development.

A few things to keep in mind:

-Be responsible for your own business. Don’t expect anyone to do anything for you. Go get the things you want. Studying success will bring you closer to achieving success.

-Set goals and outlines of what you want to do daily and do them. At the end of the day, evaluate what you did and did not do. This keeps you accountable for your business.

-Acquiring knowledge is an ongoing process. Add tools, books, time, etc into your time and financial plans and continue to feed your mind with all things that will take you forward.

-Remember that any knowledge you gain through your studies is worthless unless you put it into action. All the knowledge in the world will not make you successful. Implementing this knowledge into a game plan will.

Thanks for taking the time to read this and I hope that it has helped you in some way.

Get out there and make success happen!

Copyright © Nick Bramble has been marketing home business programs successfully for 8 years. He enjoys spending time helping others learn to work from home and realize their financial dreams. For more information on Nick and his success, please visit:

nickbramble.com nickbramble.com

I grant permission to publish this article, electronically or in print, as long as the bylines are included, with a live link, and the article is not changed in any way.

When you are looking for opportunities online, you must have came across the term “residual income″. Residual income refers to the continuous payment that you will get even if you stop working. It can be on a monthly or even yearly basis.

So are you one of those people who are looking for ways to earn guaranteed residual income? In fact, there are many ways to do it. Well, you can get residual income from acting, from writing books, from real estate, from network marketing, from investment etc.

But do you realized that many of the methods mentioned above require you to have the talent, skills or knowledge? You need to have some talent to become an actor, writing skills to become an author, deep knowledge or capital in real estate and investment. Not many people have these natural attributes. But this doesn’t mean that ordinary people have to give up their dream of attaining residual income.

One of the easiest way to earn guaranteed residual income is involving in a network marketing business. For instance, once joining your network marketing company, it will pay you certain commissions for the sales you made. The best part is, you will also get a certain portion of sales commissions generated from the team of downlines you have built. This means that even if you are not selling anymore, you still get to earn some income.

Network marketing is the perfect business for the most ordinary people to have the highest chance to achieve the goal of getting residual income. Why do I say that? That’s because you don’t need to have any special talent, skills or knowledge to get started in a network marketing business. All you need is the drive to succeed and sufficient effort from you.

You just need to follow the system provided by your network marketing company. Take massive action and do it. Grow your network and ask your downlines to duplicate what you have done. Success in network marketing is based on duplication. Guaranteed residual income can be definitely be attained if you work hard and take a few years to grow your business. It is worth the effort. This is better than you working for 40 years and still living paycheck by paycheck. Think about it.

Alex Yeo is a leading Internet Home Business owner who can help you grow your business and earn residual monthly income. SuccessHotSpot.com”target=”_blank Click Here to get your FREE killer report on “Internet MLM Success″. Further recommended resources at SuccessHotSpot.com”target=”_blank SuccessHotSpot.com, where he provides a wealth of informative content and video tutorials.

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Many experienced network marketers have had periods in their businesses when sales were a little flat.

It isn′t uncommon to need an occasional jump start to get your sales machine running smoothly again.

If you are in need of a sales boost, here are a few things to ask yourself.

1. Who is my strategic business partner?

If you haven′t already, find a strategic business partner. It could be your upline, business partner, friend in your business, etc. It’s important to look for someone that has the same objectives you do. You can trade leads, share marketing information, sell package deals, etc.

2. When is the last time I brainstormed new ideas?

Remember to take a little time out of your day or week to brainstorm. New ideas are usually the difference between success and failure. Sometimes one idea is all it takes to jump start your sales.

3. What network marketing leaders do I admire?

Model and copy other network marketers in your company who constantly have success in getting personal customers. Practice some of the same habits that have made them successful. If you don’t know or you′re not sure, ask them for help.

4. Am I willing to take calculated risks?

Take calculated risks to improve your business. Some network marketers don’t want to advertise–unless it’s free. Sometimes you have to spend money to get results.

5. Is the ad copy that I’m using emotional?

Anytime you write marketing materials try to include emotional words in your advertisements. Use words like love, security, relief, freedom, happy, satisfaction, fun, etc. If your company provides sales/marketing materials, look for “emotional″ words in them.

6. Am I willing to seek out other people’s opinions to improve my sales?

Ask people you trust to review your ads, your Web site, your sales brochures, etc. Many people like giving their opinions. You can use the comments you get to make changes and improve your marketing campaign. Plus, you might turn the reviewer into a customer or recruit.

7. Can I be more creative with how I package my products or services?

Combine a product and service together in a package deal. It could increase your sales. For example, if you′re selling a wellness product, sell a 30-minute personal consultation with it.

This article may be reprinted as long as the About the Author resource box is left intact and all links are hyperlinked.

About the Author:

Fran McClough is the author of “The Ultimate Marketing Plan Workbook for Network Marketers,” a comprehensive how-to guide for network marketing success, which reveals marketing strategies to increase your sales and recruit more people into your downline. Claim your copy of the workbook and other resources for network marketers exclusively at MLMMarketingSpot.com MLMMarketingSpot.com.

Ahh… the entrepreneur’s life… Many imagine that working from home is like being a Hollywood superstar: working leisurely in your pajamas, eating bon bons, and cashing paychecks you write to
yourself. While managing your own business can be a life long dream, your business can also take over your life if you let it. Here are some tips for how to overcome the biggest challenges of working from home.

== ARE YOU A WORKAHOLIC? ==

When you work from home it can be hard to STOP working. Temptations such as the ringing of your business phone, the constant flow of emails, and piles of paper work can easily draw you back into work mode if you let them.

TIPS TO CONQUER WORK-A-HOLISM

a) Set a regular schedule for work and home hours. Make a deliberate effort to stop working on time. When you are done with work, shut off the computer, and mentally shut off work.

b) Locate your office in a separate area of the house. Having your office out of sight may help you forget about work.

c) Enjoy your “off” time. Pamper yourself! Schedule yourself regular vacations! Take time to relax! Spend time doing the things you love most. If you started working from home to spend more time with your family, then make sure you are actually DOING
that. Schedule daytrips with your kids. Take time to visit a friend you have lost touch with.

== ARE YOU EASILY DISTRACTED? ==

Does the sound of Nickelodeon, the allure of the cookies in the pantry, and the beautiful sunny weather distract you?

TIPS TO HELP YOU STAY FOCUSED:

a) Don′t tolerate distractions in your life. Discover sources of the distraction and remove it from your work environment. If you can′t remove it entirely, try to come up with a creative “work-a-
round″ that will let you function.

b) Make a daily to do list and prioritize, by placing the most important 3-5 tasks at the top. Put all other “tasks” at bottom. Try to spend your time on items which on the things which will do the most to move your business forward.

== DO YOU FEEL LONELY? ==

Do you miss birthday lunch celebrations, water cooler talk, and co-worker friendships? Are you becoming a bear in your “work at home cave”?

TIPS TO AVOID ISOLATION:

a) Volunteer. Sign up to help with a Girl Scout troop, at church, or at the local library.

b) Join a group. There are lots of local women’s business breakfast groups. You might also be able to find a local playgroup, or church group to join.

c) Take a class. This is the perfect opportunity to learn a new business skill or indulge in a personal interest such as pottery, art, or scrapbooking.

d) Spend time with friends and family. Have lunch, call an old friend, make a date with your spouse, or send a personal email to a family member. Make time to connect with the important people in your life.

e) Build a personal support network. Whether it is a business coach, or fellow entrepreneur you’ll need someone to encourage you, listen to you, and guide you. Find a mentor who is highly successful at what you want to do and ask what their secrets are for success!

d) Participate in an online community. There are many online communities for entrepreneurs and work at home parents. Here you can network, meet friends, and promote your business.

== DO YOU NEED HEALTH INSURANCE? ==

Insurance is a regular perk of working in the corporate world. When you go “solo” you will find yourself without the crucial coverage you need.

TIPS FOR GETTING INSURED:

a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.

b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.

Here’s a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that’s best for you.

- ehealthinsurance.com/

- InsureCom.com

- insurance.com/

- quotescout.com/

- localinsurance.com

c) If you recently quit your corporate job, the COBRA law will let you purchase health insurance from your old corporate employer for up to 18 months.

d) Ask your insurance agent about opening a Medical Savings Account (MSA). An MSA is a combo type account from which you can draw funds to pay for your medical expenses and the remaining funds grow like a tax deferred retirement fund.

== DO YOU MISS REGULAR PAYCHECKS? ==

Do you have trouble making regular paychecks to yourself?

TIPS FOR REGULATING YOUR INCOME:

a) Build reserves. When you have a good month, stash it away for those slow business periods. Stock up by working more during winter, so that you can take time off in the summer.

b) Develop an “automatic” income source. Some options include writing and selling an ebook and acting as a reseller for services that complement your offerings.

== DO FAMILY & FRIENDS VIOLATE YOUR BOUNDARIES? ==

Do your friends, family call you during your work time? Do your clients call during your family time?

TIPS FOR SETTING BOUNDARIES:

a) Communicate with your clients early on letting them know your policies, your work hours, and what they can expect.

b) Let family know what your work hours are. Ask them not to call you with personal chit chat until your “home” hours begin.

c) Caller ID can help you identify calls to see if they are from family, friends, or pesky sales people.

The bottom line is to determine your boundaries, set them in stone, communicate them, and guard and uphold them!

== SUMMARY ==

While working from home is the new American Dream, it can present some real challenges at times. Smart business owners work hard to maintaining balance, practice extreme self-care, and regulate their income. By overcoming these obstacles you’ll experience renewed energy, focus, and stability in both your personal and business life.

Kristie Tamsevicius, is the author of “I Love My Life: A Mom’s Guide to Working from Home”! Thousands of aspiring entrepreneurs have used her step-by-step home business system to earn money working from home. Get a free ecourse Home Business Success Secrets at webmomz.com/ilovemylife1.htm webmomz.com/ilovemylife1.htm